Tax Strategy Blog
Actionable strategies for real estate investors, business owners, and high earners — written by the Roadmap Tax team.
Your SEP IRA Worked at $150K. Here's Why It Costs You at $400K.
SEP vs Solo 401k for high earners: the SEP formula caps at $70K, while a solo 401k adds Roth, loans, and catch-up flexibility.
How to Choose a Tax Professional in San Diego: A Guide for High Earners
CPA vs Enrolled Agent: what matters when you earn $300K+ in San Diego. Learn the 5 questions to ask before hiring a year-round tax strategist.
How to Choose a Tax Professional in San Diego: For Business Owners & High Earners
San Diego business owners and high earners: avoid five-figure tax mistakes by learning how to choose a pro who understands CA's 13.3% rate and FTB audits.
San Diego Tax Preparation: A Strategic Guide for High-Income Earners and Business Owners
How San Diego high earners should pick a tax preparer, and why a strategist beats a chain filer when you earn $300K or more.
Your Solo 401(k) Is Capped by Your Entity Choice. Here's the Math.
Your S corp, sole prop, or LLC determines your solo 401(k) ceiling. See the numbers at $400K profit and learn how to fix the mismatch. Book a free call.
San Diego Property Tax Guide: How Prop 13 & Prop 19 Affect Your Tax Bill in 2026
Learn how Prop 13 caps San Diego property tax bills and Prop 19 changes inherited home taxes so you can plan and lower your 2026 bill.
Cost Segregation for Commercial Real Estate in 2026: What California Property Owners Need to Know
California commercial property owners can accelerate depreciation by 20-40% with a cost segregation study. Here's when a study pays for itself in 2026.
Hiring Your Children: How Business Owners Cut Taxes and Start a Family Legacy
How much you can pay your child tax-free in 2026, when a sole prop skips FICA on their wages, and how to fund a Roth IRA for them. Rules and paperwork.
Tax Planning for San Diego Business Owners in 2026 — 7 Strategies to Keep More of What You Earn
Discover seven 2026 tax strategies for San Diego business owners, from PTET to entity planning, and learn how to reduce taxes and keep more income.
Ready to build your tax strategy?
Reading is a start. A call with the Roadmap Tax team turns these strategies into a plan built around your entities, income, and goals.
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